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This confusion is faced by many people who are new to WordPress. Let me give you a brief description of both.
This is a hosting service that gives you a complete solution for starting your own blogging site. Though it has some limitations, it’s a great choice for people who want to start blogging as a hobby.
Wordpress.org on the other hand is an open-source platform. This is not self-hosted therefore, you need to decide on a domain name and purchase a hosting service.
You can refer to this read for in-depth information:
WordPress.com Vs Self-hosted WordPress.org